Running a growing business is an exciting journey that comes with both opportunities and challenges. As the Longmont landscape experiences shifts in the economy, hiring market, and changes in industry regulations, business owners find innovative ways to adapt and thrive by investing in each other. In Longmont, businesses are growing on every corner, and Flatirons Bank is proud to be part of it.
Real Businesses, Real Growth: Black Mountain Excavation
Deciding to expand your business is a pivotal moment that can truly prove the worth of your partners. In our discovery process, we get to know your business’ unique goals. If growth is your trajectory, we make it our mission to get you there.
Our client, Black Mountain Excavation, is actively expanding their operations, successfully allowing their construction business to reach further in many ways. Through their success, they’ve been able to acquire larger contracts, more equipment, and even plan to take on larger solar farm projects. We’re proud to be partnering with them through this exciting phase in their business development.
Prior to joining Flatirons Bank, Black Mountain Excavation had accounts with a “big bank” that couldn’t provide them with the nimble service and personalized solutions needed to accommodate their growth. Flatirons Bank specializes in creating customized, flexible solutions - it’s one of the strengths that comes with being a locally managed bank.
We have the advantage of being able to assess needs promptly and provide a quick turnaround in finding you a solution. All while keeping you in the loop through excellent communication. Black Mountain Excavation is a prime example of this. Most recently, we were able to issue them a letter of credit, providing crucial backing for their next major project. With Flatirons Bank’s expertise and efficiency, Black Mountain Excavation was able to acquire a pivotal contract that ushered in a new chapter for their company.
“We were able to provide a quick turnaround for a letter of credit not only due to our team’s skills, but also our lasting belief in Black Mountain Excavation’s business and their future." - Kami Reiger AVP, Market Manager
Throughout our relationship with them, we’ve provided flexible financial tools that help them take on larger projects and most importantly: create more jobs to directly boost our local economy.
Client success stories like Black Mountain’s are the reason we’re proud to work with local businesses. It gives us the opportunity to make a lasting impact and live out our mission as a bank.
“Flatirons Bank has been a great institution for a growing business like Black Mountain Excavation. They truly understand the relationship aspect, falling back to a more traditional understanding of small business banking. They listen to the vision which allows them to build your accounts tailored for you. Their friendly staff have always shown respect and willingness to earn our business every day. The Flatirons experience has been tremendous. We are happy to partner with Flatirons Bank wherever business takes us next.” - CEO & Owner, Black Mountain Excavation
Adapting and Thriving
Like Black Mountain Excavation, focusing on what you can control and leverage as a business owner is key to navigating uncertainties. When you have a team dedicated to helping you both locate and manage your controllables, your expansion can be strategic and sustainable. And it helps to have a bank living in the same economic ecosystem as you, with the mutual goal of uplifting it. We create solutions knowing what you’re truly up against as your Boulder County neighbors.
Navigating Controllables
We can’t exactly control the ups and downs of the economy, the ever-changing workforce landscape, changes in operating costs, or the regulations your industry must comply with. Though it may not always feel like it in times of stress, your operational tasks are controllable. So why not make these processes as streamlined and secure as possible with a team fit for the challenge? Our business operating accounts have tools built in to not only mitigate stress but also increase operational efficiencies. When you cut down on those costs, you can invest that revenue in the future.
Tailored Solutions for Maximizing Efficiencies
Flatirons Bank is built for businesses of all sizes, equipped with banking solutions that are designed to fulfill your specific operational needs. Our flexible, customizable treasury services play an important role in your business’ success. With treasury experts in your corner, you’ll have extra time and cashflow to put towards your future growth. Moreover, we want you to have the ability to focus on connecting with and expanding your client base.
Digitization & Automation
Our online banking platform helps you easily manage your accounts, view statements, transfer funds, and deposit checks remotely, cutting down on the need for physical visits to the bank. While we love connecting with our clients in person, we know your time is crucial when running a business!
Also amongst these digital tools is Positive Pay, a platform that provides you with additional fraud detection. Positive Pay works to match your previously issued checks and approved ACH transactions with incoming debits. If there’s a mismatch, the bank flags it for review. This helps prevent unauthorized transactions, saving your business from potential financial losses and the time-consuming hassle of fraud recovery.
These automated systems do wonders for both operational efficiencies and fraud prevention. For business owners, this translates into significant savings by reducing administrative overhead, avoiding costly errors, and improving cash flow management with real-time access to financial data.
Bill & ACH Payments
Flatirons Bank also offers online bill pay and ACH payments making it easy to schedule automatic payments to vendors, employees, and take care of your recurring operating costs. With timely, efficient payments, you’ll maintain great relationships with your vendors, employees, and other collaborators. And, when you set up ACH batches to group multiple recurring payments, you’ll save on fees and time. Like most of our banking solutions, this is customizable, maximizing your efficiency as a business owner.
Beyond banking tools, Flatirons Bank is comprised of a talented, invested team. Each of our Relationship Managers begins with a conversation, getting to know you, your company, and your vision, while familiarizing themselves with your current needs and long-term goals. Successful growth happens when tools are implemented tactically by a team that knows your business’s desired path.
Our Commitment to Longmont's Future
We make it our business to truly know your business. Flatirons Bank cares about our impact on not only your business, but the community as a whole. From the first day you’re welcomed as a Flatirons client, you’ll have banking experts familiar with your story and dedicated to your success just a phone call away. We are committed to ensuring your finances are protected, maximized, and headed in the direction you want to take them.
We are progressing on our own path to expansion in 2025, all thanks to the many great relationships we’ve fostered within the community. This growth wouldn’t be possible without these connections. Longmont’s success is our success, and we continue to direct our efforts to being trusted partners and experts in its development. And above all, we’re a neighbor you can truly depend on.
Ready to grow your business with a local banking partner? Let's connect.
Flatirons Focus is authored and published by Flatirons Bank for informational purposes only. The opinions expressed in this blog represent the views of Flatirons Bank and are not intended as financial, legal, or accounting advice. Content on this blog may include information from third-party sources, which we consider reliable. However, we do not guarantee its accuracy or completeness. Links to external sites are provided for convenience and do not signify an endorsement by Flatirons Bank. Flatirons Bank is not responsible for the content, security, or privacy practices of linked websites.
All information on this blog is subject to change without notice. Content may become outdated due to market fluctuations, regulatory changes, or other factors. Readers should consult a qualified advisor for personalized advice tailored to their financial situation. For more details about our products and services, please contact Flatirons Bank directly.